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USDA Loans

A USDA Loan is a mortgage loan whose guidelines are set by the US Department of Agriculture. The loans are designed to make home buying more affordable for families in rural areas with moderate to low income, or areas where there is a lack of adequate housing supply and/or an inadequate number of borrows who can afford to live there.

To be eligible for a USDA Loan, your area must be designated as rural by the USDA’s Housing and Urban Development (HUD) branch or by your state government. You will also meet requirements if you’re planning to buy property in certain targeted areas that have been determined to have problems with access to affordable housing.

USDA loans doesn’t have a fixed credit score requirement, but generally a minimum credit score of 640 will get approval through the USDA’s automated loan underwriting system.

To find out more about this type of mortgage and whether you’re eligible for one, contact us today!

Kenneth Travis

President-CEO
NMLS# 233918
903-331-0892
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The got us closed! Thats the bottom line. Good group and a total team effort. Give them a challenge to get you closed. They are more than capable. Will definitely use them again in the future.

Tim | Longview, TX

Greenlight Mortgage was referred to me and I couldn't be happier with thier services. As a first time buyer, I had a lot of questions and concerns. The entire team was always available and kept me informed the entire time. A very nice closure was Kenneth being at my closing just to congratulate me and thank me in person. I don't plan on selling my forever home but if I do, I'll will be calling Greenlight Lending!

Jason | Gilmer, TX

The Kenneth Travis Team was wonderful to work with they made the whole process run smooth. Candice and Anna made sure we stayed informed throughout the whole process and helped whenever and wherever along the way. I would recommend this group to everyone! Thank Ya'll So Much!!

Maxwell | Jefferson, TX

Kenneth and his team have helped with my refinance and buying a home now. They are very effective, efficent, and very welcoming to every need. Even when the wife started freaking out during parts of the transaction. They stayed calm and professional. I have come to call several of them friends after working with them. They also do not stop when the closing is done. They keep in contact and make you feel special throughout the year. Again this is the best Lender in East Texas

John | Longview, TX

I cannot express enough how pleased I am with every member of the Kenneth Travis team at Greenlight Mortgage. The team as a whole went above and beyond to ensure that our mortgage loan went through smoothly. What could have been an extremely stressful process, was not stressful at all and I'm very appreciative of that. What's even better is that they also offer a moving truck free of charge. I would highly recommend Greenlight Mortgage to family and friends.

Robyn | Longview, TX

This Is hands down the best lending team in East Tx. They were there for me throughout the whole process and handled any issues promptly. The Kenneth Travis Team did an amazing job. I highly recommend them for anyone in the market. If they can’t get it done then no one can!

Jasper | Longview, TX

From pre-approval right through to closing on my home the Kenneth Travis team at Greenlight Mortgage did a great job. All the staff were extremely friendly, helpful and knowledgeable. The whole process was very smooth and helped remove a lot of potential stress. I would definitely use them again.

Brent | Longview, TX

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Greenlight Mortgage, LLC is a licensed Mortgage Broker in the state of Texas. NMLS 2426021. Florida - MBR6235. Indiana - 2426021. Kentucky - MB816626. Louisiana - 2426021. South Carolina - 2426021. Texas - 2426021. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender. 4523 Judson Rd Longview, TX 75605. Main: 903-331-0892. Privacy Policy. Powered By Loan Officer X.